How does a low appraisal affect my conventional loan down payment and mortgage insurance if the seller refuses to lower their asking price in St. Louis?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does a low appraisal affect my conventional loan down payment and mortgage insurance if the seller refuses to lower their asking price in St. Louis?
3 real searches · 1 real-search pass
Fannie Mae appraisal lower than purchase price loan-to-value lower of purchase price or appraised value appraisal gap borrower down payment conventional mortgageGoogle ↗
OBSERVED
Freddie Mac low appraisal purchase price appraisal gap conventional mortgage PMI loan-to-valueGoogle ↗
OBSERVED
CFPB private mortgage insurance conventional loan 80 percent loan to value appraisal purchase price lower appraised valueGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae appraisal lower than purchase price loan-to-value lower of purchase price or appraised value appraisal gap borrower down payment conventional mortgage Google ↗
Freddie Mac low appraisal purchase price appraisal gap conventional mortgage PMI loan-to-value Google ↗
CFPB private mortgage insurance conventional loan 80 percent loan to value appraisal purchase price lower appraised value Google ↗
- Loan-to-Value (LTV) Ratios · selling-guide.fanniemae.com
- Provision of Mortgage Insurance · selling-guide.fanniemae.com
- What is mortgage insurance and how does it work? · consumerfinance.gov
- Understanding Home Appraisals · yourhome.fanniemae.com
- What Homebuyers Can Expect with an Appraisal — and What to Do If It's Below Your Offer Price · myhome.freddiemac.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae appraisal lower than purchase price loan-to-value lower of purchase price or appraised value appraisal gap borrower down payment conventional mortgage OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac low appraisal purchase price appraisal gap conventional mortgage PMI loan-to-value OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB private mortgage insurance conventional loan 80 percent loan to value appraisal purchase price lower appraised value OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |