Real ChatGPT answer · index seed1PVLeNubwgAcompleteFinance and banking · credit scores and repairinformational
How long do closed installment accounts with minor past due marks actually stay on my TransUnion credit profile?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How long do closed installment accounts with minor past due marks actually stay on my TransUnion credit profile?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
TransUnion how long late payments remain on credit report seven years date of delinquency closed account Google ↗
CFPB how long negative information late payments stay credit report seven years date delinquency FCRA Google ↗
- How Long Do Late Payments Stay on Your Credit Report · transunion.com
- How Long Do Closed Accounts Stay on My Credit Report? · transunion.com
- How long does information stay on my credit report? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
TransUnion how long late payments remain on credit report seven years date of delinquency closed account OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB how long negative information late payments stay credit report seven years date delinquency FCRA OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |