Real ChatGPT answer · index seed1P6WwI6WlAocompleteInsurance · life insurancecomparison

Are smoker life insurance rates at Transamerica lower than Lincoln Financial if I quit cigarettes last month but need coverage today?

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are smoker life insurance rates at Transamerica lower than Lincoln Financial if I quit cigarettes last month but need coverage today?
3 real searches · 1 real-search pass
Transamerica life insurance tobacco use quit smoking nonsmoker rates underwriting 12 months 2026Google ↗
OBSERVED
Lincoln Financial life insurance tobacco use quit smoking nonsmoker rates underwriting 12 months 2026Google ↗
OBSERVED
Transamerica vs Lincoln Financial term life insurance smoker rates comparison 2026Google ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
Transamerica life insurance tobacco use quit smoking nonsmoker rates underwriting 12 months 2026 Google ↗
Lincoln Financial life insurance tobacco use quit smoking nonsmoker rates underwriting 12 months 2026 Google ↗
Transamerica vs Lincoln Financial term life insurance smoker rates comparison 2026 Google ↗
  1. BECAUSE THE DETAILSSHOW WE CAREA FIELD GUIDE TO UNDERWRITING: · transamerica.com
  2. CLEARING THE AIR · fmiagent.com
  3. Life Solutions · lincolnfinancial.com

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Transamerica life insurance tobacco use quit smoking nonsmoker rates underwriting 12 months 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Lincoln Financial life insurance tobacco use quit smoking nonsmoker rates underwriting 12 months 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Transamerica vs Lincoln Financial term life insurance smoker rates comparison 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1