Real ChatGPT answer · index seed1H3mMoerymkcompleteParenting and family · family financesinformational
Which budgeting apps have the strongest security features for bank account linking since the closure of Mint?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Which budgeting apps have the strongest security features for bank account linking since the closure of Mint?
6 real searches · 1 real-search pass
2026 budgeting apps security features bank linking encryption MFA SOC 2 Monarch Money YNAB Copilot Simplifi Rocket MoneyGoogle ↗
OBSERVEDOther / navigational
Monarch Money security bank connections read only OAuth encryption MFA officialGoogle ↗
OBSERVEDInstruction
YNAB security bank connections Plaid OAuth encryption MFA officialGoogle ↗
OBSERVEDComparison
Copilot Money security bank connections encryption MFA officialGoogle ↗
OBSERVEDOther / navigational
Quicken Simplifi security bank connections security encryption MFA officialGoogle ↗
OBSERVEDOther / navigational
Rocket Money security bank connections security encryption MFA officialGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (6)
Classes come from the query-classifier (a local Laya model). 6 of 6 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT6 real searches · gpt-6
2026 budgeting apps security features bank linking encryption MFA SOC 2 Monarch Money YNAB Copilot Simplifi Rocket Money Google ↗
Monarch Money security bank connections read only OAuth encryption MFA official Google ↗
YNAB security bank connections Plaid OAuth encryption MFA official Google ↗
Copilot Money security bank connections encryption MFA official Google ↗
Quicken Simplifi security bank connections security encryption MFA official Google ↗
Rocket Money security bank connections security encryption MFA official Google ↗
- monarch.com · monarch.com
- ynab.com · ynab.com
- copilot.money · copilot.money
- rocketmoney.com · rocketmoney.com
- quicken.com/products/simplifi · quicken.com
Semantic map
Every query placed by meaning (EmbeddingGemma 2, 256-d). Shaded regions are topics, nearby points are near-paraphrases, and a circle's size is how often the query came back.
Colour
SimulatedReal search
Hover a query to see its counterpart · zoom with Ctrl/⌘ + scroll, a pinch, double-click or +
Queries
6 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 budgeting apps security features bank linking encryption MFA SOC 2 Monarch Money YNAB Copilot Simplifi Rocket Money OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Monarch Money security bank connections read only OAuth encryption MFA official OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 | |
YNAB security bank connections Plaid OAuth encryption MFA official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Copilot Money security bank connections encryption MFA official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Quicken Simplifi security bank connections security encryption MFA official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Rocket Money security bank connections security encryption MFA official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |