Real ChatGPT answer · index seed1EMpUD5yTwAcompleteFinance and banking · credit scores and repaircommercial
My social security check is my only income, so will closing my oldest credit card from thirty years ago destroy my credit score right before I apply for an auto loan?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My social security check is my only income, so will closing my oldest credit card from thirty years ago destroy my credit score right before I apply for an auto loan?
1 real search · 1 real-search pass
Does closing oldest credit card affect credit score utilization account age FICO closed accounts remain 10 years auto loan applicationGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
Does closing oldest credit card affect credit score utilization account age FICO closed accounts remain 10 years auto loan application Google ↗
- Does Closing a Credit Card Boost Your FICO Score? · myfico.com
- How credit limit decreases can affect your score · myfico.com