I just got sued after a minor car accident and my auto limits are maxed out, so is the RLI umbrella policy better than Cincinnati Insurance for underinsured motorist protection?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I just got sued after a minor car accident and my auto limits are maxed out, so is the RLI umbrella policy better than Cincinnati Insurance for underinsured motorist protection?
3 real searches · 1 real-search pass
RLI personal umbrella policy underinsured motorist coverage excess liability auto policy officialGoogle ↗
OBSERVEDDefinition
Cincinnati Insurance personal umbrella policy underinsured motorist coverage excess liability officialGoogle ↗
OBSERVEDDefinition
Virginia personal umbrella insurance UM UIM coverage policy liability limits exhausted lawsuitGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
RLI personal umbrella policy underinsured motorist coverage excess liability auto policy official Google ↗
Cincinnati Insurance personal umbrella policy underinsured motorist coverage excess liability official Google ↗
Virginia personal umbrella insurance UM UIM coverage policy liability limits exhausted lawsuit Google ↗
- RLI Personal Umbrella - Get a quote or make a payment · rlicorp.com
- Wholesale Personal Umbrella for Agents & Brokers · rlicorp.com
- Personal Liability Insurance · cinfin.com
- What’s an Umbrella Policy? · content.naic.org
- Virginia SCC · scc.virginia.gov
- Code of Virginia (2026 Updates) · law.lis.virginia.gov
- VIRGINIA Last Updated April 2023. Recent change · genre.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
RLI personal umbrella policy underinsured motorist coverage excess liability auto policy official OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
Cincinnati Insurance personal umbrella policy underinsured motorist coverage excess liability official OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
Virginia personal umbrella insurance UM UIM coverage policy liability limits exhausted lawsuit OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |