What are the absolute maximum debt to income ratios allowed by conventional lenders right now because my loan officer just flagged mine and we need to lock a rate today?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the absolute maximum debt to income ratios allowed by conventional lenders right now because my loan officer just flagged mine and we need to lock a rate today?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
2026 Fannie Mae maximum debt-to-income ratio 50% Desktop Underwriter manual underwriting 45% Selling Guide B3-6-02 Google ↗
2026 Freddie Mac maximum debt-to-income ratio 50% Loan Product Advisor 2026 Guide 45% manually underwritten Google ↗
- Debt-to-Income Ratios · guide-selling.fanniemae.com
- Monthly Debt-to-Income Ratio · homebuyer.com
- Freddie Mac Single-Family Seller/Servicer Guide PDF · guide.freddiemac.com
- Monthly Debt-to-Income Ratio · api.homebuyer.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Fannie Mae maximum debt-to-income ratio 50% Desktop Underwriter manual underwriting 45% Selling Guide B3-6-02 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
2026 Freddie Mac maximum debt-to-income ratio 50% Loan Product Advisor 2026 Guide 45% manually underwritten OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |