Real ChatGPT answer · index seed18PUZW8qWYIcompleteFinance and banking · checking and savings accountsbrand
How do I compare the interest rates and early withdrawal penalties of Discover CDs versus Ally Bank certificates of deposit today?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I compare the interest rates and early withdrawal penalties of Discover CDs versus Ally Bank certificates of deposit today?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Discover Bank CD rates October 31 2026 early withdrawal penalty official terms APY Google ↗
Ally Bank certificate of deposit rates October 31 2026 early withdrawal penalty official terms Google ↗
- Compare CD Interest Rates · ally.com
- Discover CD Rates Oct 2026: 1-Year 4.00%, Now Capital One · hansgoldstein.com
- CDs · ally.com
- 360 CD Account Disclosures · capitalone.com
- 360 CD Account Disclosures · capitalone.com
- Capital One 360 CD rates (formerly Discover) · capitalone.com
- Capital One CD account disclosures · capitalone.com
- Discover CD transition information · capitalone.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Discover Bank CD rates October 31 2026 early withdrawal penalty official terms APY OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Ally Bank certificate of deposit rates October 31 2026 early withdrawal penalty official terms OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |