I have five different federal loans right now and need to know if consolidating multiple federal loans will mess up my progress toward income driven repayment forgiveness.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I have five different federal loans right now and need to know if consolidating multiple federal loans will mess up my progress toward income driven repayment forgiveness.
3 real searches · 1 real-search pass
site:studentaid.gov loan consolidation income driven repayment forgiveness payment count official 2026Google ↗
OBSERVED
site:ed.gov student loan consolidation IDR payment count rules 2026Google ↗
OBSERVED
Federal Student Aid Direct Consolidation Loan IDR forgiveness payment count history current rules 2026Google ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
site:studentaid.gov loan consolidation income driven repayment forgiveness payment count official 2026 Google ↗
site:ed.gov student loan consolidation IDR payment count rules 2026 Google ↗
Federal Student Aid Direct Consolidation Loan IDR forgiveness payment count history current rules 2026 Google ↗
- Loan Consolidation · mohela.studentaid.gov
- 34 CFR § 685.209 - Income-driven repayment plans. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- 5 Things to Know Before Consolidating Federal Student Loans · studentaid.gov
- Reimagining and Improving Student Education-Federal Student Loan Program Final Regulations · thefederalregister.org
- StudentAid.gov · studentaid.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
site:studentaid.gov loan consolidation income driven repayment forgiveness payment count official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
site:ed.gov student loan consolidation IDR payment count rules 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Federal Student Aid Direct Consolidation Loan IDR forgiveness payment count history current rules 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |