Real ChatGPT answer · index seed15IOFn0FPNMcompleteInsurance · disability insurancecomparison

Is an employer sponsored group disability plan enough for a family of four or do we desperately need a supplemental individual policy from Securian?

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is an employer sponsored group disability plan enough for a family of four or do we desperately need a supplemental individual policy from Securian?
3 real searches · 1 real-search pass
NAIC disability income insurance consumer guide group individual disability insurance own occupation elimination period benefit periodGoogle ↗
OBSERVEDDefinition
IRS disability benefits employer paid premiums taxable employee after tax disability insurance benefitsGoogle ↗
OBSERVEDReason
Securian individual disability insurance policy supplemental group disability coverage detailsGoogle ↗
OBSERVEDDefinition

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequenceReason33%Definition67%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
NAIC disability income insurance consumer guide group individual disability insurance own occupation elimination period benefit period Google ↗
IRS disability benefits employer paid premiums taxable employee after tax disability insurance benefits Google ↗
Securian individual disability insurance policy supplemental group disability coverage details Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
NAIC disability income insurance consumer guide group individual disability insurance own occupation elimination period benefit period
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1
IRS disability benefits employer paid premiums taxable employee after tax disability insurance benefits
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Securian individual disability insurance policy supplemental group disability coverage details
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1