How do I figure out the maximum amount I can safely borrow using a home equity loan on a house valued at four hundred thousand dollars?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I figure out the maximum amount I can safely borrow using a home equity loan on a house valued at four hundred thousand dollars?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB home equity loan borrowing amount combined loan to value debt to income risks home equity loan Google ↗
Fannie Mae debt-to-income ratio mortgage guidance consumer home equity loan CLTV lender requirements Google ↗
- Credit-Risk Management Guidance for Home-Equity Lending · federalreserve.gov
- Debt-to-Income Ratios · guide-selling.fanniemae.com
- Home Equity Loans and Home Equity Lines of Credit · consumer.ftc.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB home equity loan borrowing amount combined loan to value debt to income risks home equity loan OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fannie Mae debt-to-income ratio mortgage guidance consumer home equity loan CLTV lender requirements OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |