Looking for a breakdown of standard lender fees and third party fees included in closing costs for a conventional loan
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Looking for a breakdown of standard lender fees and third party fees included in closing costs for a conventional loan
2 real searches · 1 real-search pass
CFPB loan estimate closing costs origination charges services borrower did not shop for services borrower did shop for prepaid escrow fees conventional mortgageGoogle ↗
OBSERVEDComparison
Fannie Mae conventional mortgage closing costs appraisal credit report title insurance recording fees lender feesGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB loan estimate closing costs origination charges services borrower did not shop for services borrower did shop for prepaid escrow fees conventional mortgage Google ↗
Fannie Mae conventional mortgage closing costs appraisal credit report title insurance recording fees lender fees Google ↗
- Loan estimate explainer · consumerfinance.gov
- Closing disclosure explainer · consumerfinance.gov
- What fees or charges are paid when closing on a mortgage and who pays them? · consumerfinance.gov
- What costs come with taking out a mortgage? · consumerfinance.gov
- What are title service fees? · consumerfinance.gov
- Homebuyer Frequently Asked Questions · yourhome.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB loan estimate closing costs origination charges services borrower did not shop for services borrower did shop for prepaid escrow fees conventional mortgage OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Fannie Mae conventional mortgage closing costs appraisal credit report title insurance recording fees lender fees OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |