Real ChatGPT answer · index seed0uxlkTtdf20completeFinance and banking · personal loanscomparison

I am looking at PNC Bank personal loans versus Marcus by Goldman Sachs for consolidating some small debts. Which one makes more sense right now?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I am looking at PNC Bank personal loans versus Marcus by Goldman Sachs for consolidating some small debts. Which one makes more sense right now?
2 real searches · 1 real-search pass
PNC Bank personal loan current APR rates fees terms 2026 debt consolidationGoogle ↗
OBSERVEDConsequence
Marcus by Goldman Sachs personal loans accepting new applications 2026 statusGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%ComparisonConsequence50%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
PNC Bank personal loan current APR rates fees terms 2026 debt consolidation Google ↗
Marcus by Goldman Sachs personal loans accepting new applications 2026 status Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
PNC Bank personal loan current APR rates fees terms 2026 debt consolidation
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Marcus by Goldman Sachs personal loans accepting new applications 2026 status
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1