What are the current regulatory requirements for offering voluntary disability insurance through a payroll deduction system in New York?
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The searches the AI actually ran for this prompt.
SEED QUERY
What are the current regulatory requirements for offering voluntary disability insurance through a payroll deduction system in New York?
4 real searches · 1 real-search pass
New York voluntary disability insurance payroll deduction requirements New York Labor Law 193 Insurance Law group disability benefits 2026Google ↗
OBSERVED
site:dfs.ny.gov disability benefits insurance New York employer voluntary coverage payroll deductions group policyGoogle ↗
OBSERVED
site:ny.gov New York disability benefits law employee contributions payroll deductions employer insuranceGoogle ↗
OBSERVED
New York Labor Law section 193 deductions insurance premiums employee written authorization officialGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 4 queries…
Searches and sources
ChatGPT4 real searches · gpt-6
New York voluntary disability insurance payroll deduction requirements New York Labor Law 193 Insurance Law group disability benefits 2026 Google ↗
site:dfs.ny.gov disability benefits insurance New York employer voluntary coverage payroll deductions group policy Google ↗
site:ny.gov New York disability benefits law employee contributions payroll deductions employer insurance Google ↗
New York Labor Law section 193 deductions insurance premiums employee written authorization official Google ↗
- NYS Open Legislation · nysenate.gov
- Deductions from Wages, Section 193 of the New York State Labor Law (LS605) · dol.ny.gov
- NYS Open Legislation · nysenate.gov
- NYS Open Legislation · nysenate.gov
- NEW YORK STATE DEPARTMENT OF FINANCIAL SERVICES · dfs.ny.gov
- Disability Benefits and Paid Family Leave Insurance · apps.wcb.ny.gov
- NYS Open Legislation · nysenate.gov
- Introduction to the Disability Benefits Law · wcb.ny.gov
- N.Y. Comp. Codes R. & Regs. Tit. 12 § 362.1 - Amount and collection of employee contributions | State Regulations | US Law · law.cornell.edu
- DFS Issues Guidance on Coordinating Disability Income with Other Available Benefits · nycdentalsociety.org
- DB-136 · wcb.ny.gov
- Insurance Circular Letter No. 1 (2025): Social Security Disability Income, Workers’ Compensation, Employers’ Liability, and Occupational Disease Law Benefit Offset Provisions in Individual, Group, and Blanket Disability Income Insurance Policies · dfs.ny.gov
- 12 NYCRR § 195-4.2 · regulations.justia.com
- NY Workers' Compensation Board · wcb.ny.gov
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New York voluntary disability insurance payroll deduction requirements New York Labor Law 193 Insurance Law group disability benefits 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
site:dfs.ny.gov disability benefits insurance New York employer voluntary coverage payroll deductions group policy OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
site:ny.gov New York disability benefits law employee contributions payroll deductions employer insurance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
New York Labor Law section 193 deductions insurance premiums employee written authorization official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |