Real ChatGPT answer · index seed0tpsfMvctskcompleteFinance and banking · budgeting and savingcommercial
Compare high-yield savings account APYs currently offered by online banks to find the safest place to park a three-month emergency fund.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare high-yield savings account APYs currently offered by online banks to find the safest place to park a three-month emergency fund.
4 real searches · 1 real-search pass
best high yield savings account rates online banks October 2026 APY FDICGoogle ↗
OBSERVEDComparison
official high yield savings account APY Ally Marcus Capital One 360 Discover Synchrony American Express October 2026Google ↗
OBSERVEDOther / navigational
FDIC deposit insurance limit $250,000 per depositor per insured bank ownership category officialGoogle ↗
OBSERVEDDefinition
NCUA share insurance limit $250,000 credit union officialGoogle ↗
OBSERVEDDefinition
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 3 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
best high yield savings account rates online banks October 2026 APY FDIC Google ↗
official high yield savings account APY Ally Marcus Capital One 360 Discover Synchrony American Express October 2026 Google ↗
FDIC deposit insurance limit $250,000 per depositor per insured bank ownership category official Google ↗
NCUA share insurance limit $250,000 credit union official Google ↗
- Best High-Yield Savings Accounts Of October 2026 - Up to 4.35% · bankrate.com
- Best High-Yield Savings Accounts of October 2026: Up to 5% · nerdwallet.com
- Best High-Yield Savings Accounts of October 2026: Up to 5% · nerdwallet.com
- Best Savings Account APYs Today: Up to 5.00% on Oct. 31, 2026 · fool.com
- High-Yield Rate: 360 Performance Savings · capitalone.com
- BankFind directory · banks.data.fdic.gov
- Deposit Insurance FAQs · fdic.gov
- Your Insured Deposits · fdic.gov
- Understanding Deposit Insurance · fdic.gov
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
best high yield savings account rates online banks October 2026 APY FDIC OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
official high yield savings account APY Ally Marcus Capital One 360 Discover Synchrony American Express October 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
FDIC deposit insurance limit $250,000 per depositor per insured bank ownership category official OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
NCUA share insurance limit $250,000 credit union official OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |