Real ChatGPT answer · index seed0tZz2aYuoaYcompleteFinance and banking · credit scores and repaircommercial
What happens to my credit score if I close my very first student credit card that has a two hundred dollar limit and no annual fee?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What happens to my credit score if I close my very first student credit card that has a two hundred dollar limit and no annual fee?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
does closing a credit card affect credit score utilization account age closed account remains 10 years FICO official Google ↗
CFPB should I close unused credit card no annual fee credit score Google ↗
- Does it hurt my credit to close a credit card? · consumerfinance.gov
- How credit limit decreases can affect your score · myfico.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
does closing a credit card affect credit score utilization account age closed account remains 10 years FICO official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB should I close unused credit card no annual fee credit score OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |