Could you explain if getting preapproved for a mortgage lowers my credit score temporarily and how much that matters when shopping around at my age
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Could you explain if getting preapproved for a mortgage lowers my credit score temporarily and how much that matters when shopping around at my age
1 real search · 1 real-search pass
CFPB mortgage preapproval hard inquiry rate shopping credit score mortgage inquiries 45 days 14 daysGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
CFPB mortgage preapproval hard inquiry rate shopping credit score mortgage inquiries 45 days 14 days Google ↗
- What happens when a mortgage lender checks my credit? · consumerfinance.gov
- Get a preapproval letter · consumerfinance.gov