Real ChatGPT answer · index seed0qcl0OVAyogcompleteFinance and banking · personal loanscomparison

Comparing current rates today to see if combining multiple student loans with SoFi is cheaper than keeping them separate.

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Comparing current rates today to see if combining multiple student loans with SoFi is cheaper than keeping them separate.
2 real searches · 1 real-search pass
SoFi student loan refinancing rates October 31 2026 fixed variable APR officialGoogle ↗
OBSERVED
current federal student loan interest rates 2026 2027 officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
SoFi student loan refinancing rates October 31 2026 fixed variable APR official Google ↗
current federal student loan interest rates 2026 2027 official Google ↗
  1. Student Loan Consolidation vs Refinancing · sofi.com
  2. studentaid.gov · studentaid.gov

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
SoFi student loan refinancing rates October 31 2026 fixed variable APR official
OBSERVED
Google ↗
AI Mode ↗
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of 1
current federal student loan interest rates 2026 2027 official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1