How do mortgage companies view part-time retirement job income when calculating my debt-to-income ratio for a home loan?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do mortgage companies view part-time retirement job income when calculating my debt-to-income ratio for a home loan?
3 real searches · 1 real-search pass
Fannie Mae selling guide part-time employment income history likely to continue variable income 2026 mortgageGoogle ↗
OBSERVED
Freddie Mac guide part-time employment income stable monthly income history mortgage qualifyingGoogle ↗
OBSERVED
FHA handbook part-time employment income two years likely continue mortgage qualifying incomeGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae selling guide part-time employment income history likely to continue variable income 2026 mortgage Google ↗
Freddie Mac guide part-time employment income stable monthly income history mortgage qualifying Google ↗
FHA handbook part-time employment income two years likely continue mortgage qualifying income Google ↗
- FHA Single Family Housing Policy Handbook · hud.gov
- Income Requirements, FHA Handbook 4000.1 II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT > A. Title II Insured Housing Programs Forward Mortgages > 5. Manual Underwriting of the Borrower · claudeforcompliance.com
- Standards for Employment-Related Income · selling-guide.fanniemae.com
- General Income Information · selling-guide.fanniemae.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide part-time employment income history likely to continue variable income 2026 mortgage OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac guide part-time employment income stable monthly income history mortgage qualifying OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FHA handbook part-time employment income two years likely continue mortgage qualifying income OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |