Real ChatGPT answer · index seed0nVy1Pz9dvccompleteParenting and family · family financesinformational
How do mortgage refinancing rates look right now compared to two years ago and is it worth it for a recent grad with a small family
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do mortgage refinancing rates look right now compared to two years ago and is it worth it for a recent grad with a small family
3 real searches · 1 real-search pass
US 30-year fixed mortgage refinance rates November 1 2026 current average refinance rate Freddie Mac MBAGoogle ↗
OBSERVEDConsequence
Freddie Mac 30-year mortgage rate November 2024 weekly average 30-year fixedGoogle ↗
OBSERVEDShort fact
mortgage refinance break even closing costs how to calculate CFPB refinanceGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
US 30-year fixed mortgage refinance rates November 1 2026 current average refinance rate Freddie Mac MBA Google ↗
Freddie Mac 30-year mortgage rate November 2024 weekly average 30-year fixed Google ↗
mortgage refinance break even closing costs how to calculate CFPB refinance Google ↗
- Mortgage Rates · freddiemac.com
- Mortgage Rates Level Off · freddiemac.gcs-web.com
- Today’s Refinance Mortgage Rates · nerdwallet.com
- A Consumer's Guide to Mortgage Refinancings · federalreserve.gov
- How to Calculate the Break-Even Point on a Mortgage Refinance · nerdwallet.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
US 30-year fixed mortgage refinance rates November 1 2026 current average refinance rate Freddie Mac MBA OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Freddie Mac 30-year mortgage rate November 2024 weekly average 30-year fixed OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
mortgage refinance break even closing costs how to calculate CFPB refinance OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |