What constitutes a chargeable accident versus a non-chargeable incident under current industry guidelines for rating algorithms?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What constitutes a chargeable accident versus a non-chargeable incident under current industry guidelines for rating algorithms?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
United States auto insurance chargeable accident surcharge guidelines at fault accident thresholds state regulations NAIC Google ↗
Florida auto insurance surcharge at-fault accident threshold statute 2026 chargeable accident Google ↗
- Surchargeable incidents · mass.gov
- Auto Insurance Information for Consumers · dfs.ny.gov
- Customer Automobile FAQ · dfs.ny.gov
- Nevada Administrative Code, , Section 687B.850 - Chargeable accidents: Restrictions on authority of insurer; filing and use of definition | Nevada Administrative Code · regulations.justia.com
- Nevada Division of Insurance · doi.nv.gov
- Automobile Insurance Rating (230-RICR-20-05-3) · rules.sos.ri.gov
- Automobile Insurance Rating · rules.sos.ri.gov
- Chapter 627 Section 0651 - 2026 Florida Statutes · flsenate.gov
- Florida Statutes § 626.9541 (2025) - Unfair methods of competition and unfair or deceptive acts or practices defined. :: 2025 Florida Statutes :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- Automobile Insurance · floir.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
United States auto insurance chargeable accident surcharge guidelines at fault accident thresholds state regulations NAIC OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Florida auto insurance surcharge at-fault accident threshold statute 2026 chargeable accident OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |