Why did my disability insurance quote go up after I submitted my medical records and how can I find a cheaper alternative now
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why did my disability insurance quote go up after I submitted my medical records and how can I find a cheaper alternative now
2 real searches · 1 real-search pass
US individual disability insurance underwriting medical records premium increase reconsideration adverse underwriting reasons consumer guidance NAIC state insurance departmentGoogle ↗
OBSERVEDReason
individual disability insurance how to compare policies own occupation elimination period benefit period exclusions underwriting consumer guideGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
US individual disability insurance underwriting medical records premium increase reconsideration adverse underwriting reasons consumer guidance NAIC state insurance department Google ↗
individual disability insurance how to compare policies own occupation elimination period benefit period exclusions underwriting consumer guide Google ↗
- Shopping for Coverage · maine.gov
- Consumer’s Guide to · wistatedocuments.org
- Simplifying the Complications of Disability Insurance · content.naic.org
- A CONSUMER’S GUIDE TO · ncdoi.gov
- Eight Questions to Ask Before Buying a Disability Insurance Policy · thecdia.org
- Buying disability insurance · iii.org
- Mississippi Insurance Department – Consumer Assistance · mid.ms.gov
- Mississippi insurance agent and company license lookup · mid.ms.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
US individual disability insurance underwriting medical records premium increase reconsideration adverse underwriting reasons consumer guidance NAIC state insurance department OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
individual disability insurance how to compare policies own occupation elimination period benefit period exclusions underwriting consumer guide OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |