Real ChatGPT answer · index seed0ahXh2iXqwIcompleteFinance and banking · checking and savings accountscomparison
Compare Marcus by Goldman Sachs and Discover Bank on how they handle ChexSystems inquiries for applicants with past minor banking missteps.
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare Marcus by Goldman Sachs and Discover Bank on how they handle ChexSystems inquiries for applicants with past minor banking missteps.
3 real searches · 1 real-search pass
2026 Marcus Goldman Sachs deposit account application consumer reporting agency ChexSystems policy; Discover Bank ChexSystems application policyGoogle ↗
OBSERVED
Marcus by Goldman Sachs savings account ChexSystems application screening inquiry hard pull soft pull account denialGoogle ↗
OBSERVED
Discover Bank checking savings ChexSystems Early Warning Services applicant screening inquiryGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
2026 Marcus Goldman Sachs deposit account application consumer reporting agency ChexSystems policy; Discover Bank ChexSystems application policy Google ↗
Marcus by Goldman Sachs savings account ChexSystems application screening inquiry hard pull soft pull account denial Google ↗
Discover Bank checking savings ChexSystems Early Warning Services applicant screening inquiry Google ↗
- What Banks & Credit Unions Do/Don’t Pull ChexSystems? · doctorofcredit.com
- Marcus Savings Bonus 2026: Up to $1,500 (Goldman Sachs) · bankbonushunt.com
- FAQs · marcus.com
- AMENDMENT TO THE DEPOSIT ACCOUNT AGREEMENT · marcus.com
- legal-information · marcus.com
- What to Do If You Have Been Denied a Checking or Savings Account · cnbc.com
- JUNE 2021 BLACKLISTED How ChexSystems Contributes · sfgov.org
- What is a second-chance bank account and who is it for? · consumerfinance.gov
- Denied for a bank account? Here’s what you should know · consumerfinance.gov
- ChexSystems · chexsystems.com
- fcra rules for deposits · aba.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Marcus Goldman Sachs deposit account application consumer reporting agency ChexSystems policy; Discover Bank ChexSystems application policy OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Marcus by Goldman Sachs savings account ChexSystems application screening inquiry hard pull soft pull account denial OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Discover Bank checking savings ChexSystems Early Warning Services applicant screening inquiry OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |