Real ChatGPT answer · index seed0a30QWWArQAcompleteFinance and banking · credit scores and repairinformational
How long does a settled collection account remain legally visible on my LexisNexis consumer disclosure file versus my traditional credit reports?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How long does a settled collection account remain legally visible on my LexisNexis consumer disclosure file versus my traditional credit reports?
3 real searches · 1 real-search pass
LexisNexis consumer disclosure collection account retention period settled debt FCRA seven yearsGoogle ↗
OBSERVED
CFPB collection account credit report seven years date delinquency settled accountGoogle ↗
OBSERVED
LexisNexis Risk Solutions consumer disclosure file what information debt collection retentionGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
LexisNexis consumer disclosure collection account retention period settled debt FCRA seven years Google ↗
CFPB collection account credit report seven years date delinquency settled account Google ↗
LexisNexis Risk Solutions consumer disclosure file what information debt collection retention Google ↗
- 15 U.S.C. § 1681c: Requirements relating to information contained in consumer reports · uscode.house.gov
- How long does information stay on my credit report? · consumerfinance.gov
- Consumer Reports: What Information Furnishers Need to Know · ftc.gov
- Consumer and Data Access Policies · risk.lexisnexis.com
- Home · consumer.risk.lexisnexis.com
- Your FCRA Rights · consumer.risk.lexisnexis.com
- LexisNexis Consumer Disclosure Portal · consumer.risk.lexisnexis.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
LexisNexis consumer disclosure collection account retention period settled debt FCRA seven years OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB collection account credit report seven years date delinquency settled account OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
LexisNexis Risk Solutions consumer disclosure file what information debt collection retention OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |