What constitutes bad faith under state insurance statutes if Progressive unreasonably delays approving specialized orthopedic surgery for a claimant?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What constitutes bad faith under state insurance statutes if Progressive unreasonably delays approving specialized orthopedic surgery for a claimant?
3 real searches · 1 real-search pass
state insurance unfair claims settlement practices unreasonable delay medical treatment authorization surgery bad faith statutes NAIC model actGoogle ↗
OBSERVEDReason
New York Insurance Law 2601 unfair claim settlement practices private right of action delay authorization medical treatment no faultGoogle ↗
OBSERVEDYes / no
New York no-fault insurance orthopedic surgery authorization delay 30 day verification denial regulation 11 NYCRR 65-3Google ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
state insurance unfair claims settlement practices unreasonable delay medical treatment authorization surgery bad faith statutes NAIC model act Google ↗
New York Insurance Law 2601 unfair claim settlement practices private right of action delay authorization medical treatment no fault Google ↗
New York no-fault insurance orthopedic surgery authorization delay 30 day verification denial regulation 11 NYCRR 65-3 Google ↗
- NYS Open Legislation · nysenate.gov
- 20-12345-mg Doc 2533 Filed 10/02/23 Entered 10/02/23 08:52:09 Main Document · govinfo.gov
- N.Y. Comp. Codes R. & Regs. Tit. 11 §§ 65-3.8 - Payment or denial of claim (30-day rule) | State Regulations | US Law · law.cornell.edu
- View Document - Unofficial New York Codes, Rules and Regulations · govt.westlaw.com
- NYS Register/January 26, 2022 Rule Review · dos.ny.gov
- STATE · content.naic.org
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
state insurance unfair claims settlement practices unreasonable delay medical treatment authorization surgery bad faith statutes NAIC model act OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
New York Insurance Law 2601 unfair claim settlement practices private right of action delay authorization medical treatment no fault OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
New York no-fault insurance orthopedic surgery authorization delay 30 day verification denial regulation 11 NYCRR 65-3 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |