Real ChatGPT answer · index seed0YhsJanWzuccompleteAutomotive · car buying processbrand

My sister wants me to cosign her car loan this afternoon, how could this affect my ability to buy a house next year?

ChatGPTgpt-61 query11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
My sister wants me to cosign her car loan this afternoon, how could this affect my ability to buy a house next year?
1 real search · 1 real-search pass
mortgage underwriting cosigned auto loan debt-to-income exclude payments documented 12 months Fannie Mae Selling Guide contingent liabilitiesGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
mortgage underwriting cosigned auto loan debt-to-income exclude payments documented 12 months Fannie Mae Selling Guide contingent liabilities Google ↗
  1. General Information on Liabilities · selling-guide.fanniemae.com
  2. Debt-to-Income Ratios · guide-selling.fanniemae.com

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
mortgage underwriting cosigned auto loan debt-to-income exclude payments documented 12 months Fannie Mae Selling Guide contingent liabilities
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1