Why are State Farm and Allstate raising homeowners insurance premiums so drastically in California and what cheaper alternatives do I have
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why are State Farm and Allstate raising homeowners insurance premiums so drastically in California and what cheaper alternatives do I have
2 real searches · 1 real-search pass
California homeowners insurance State Farm Allstate rate increases 2026 California Department of Insurance wildfire regulations catastrophe modeling reinsuranceGoogle ↗
OBSERVED
California homeowners insurance companies writing new policies alternatives 2026 Mercury Farmers AAA USAA California FAIR PlanGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
California homeowners insurance State Farm Allstate rate increases 2026 California Department of Insurance wildfire regulations catastrophe modeling reinsurance Google ↗
California homeowners insurance companies writing new policies alternatives 2026 Mercury Farmers AAA USAA California FAIR Plan Google ↗
- Get a Mercury quote · mercuryinsurance.com
- Get an AAA quote · mwg.aaa.com
- Get a Farmers quote · farmers.com
- Get a Travelers quote · travelers.com
- Get a USAA quote · usaa.com
- Get a Lemonade quote · lemonade.com
- Insurance surge expanding options for Californians in wildfire distressed areas · insurance.ca.gov
- California’s second largest home insurer joins Sustainable Insurance Strategy · insurance.ca.gov
- Best Homeowners Insurance in California in 2026 · cnbc.com
- Home/Residential Insurance · insurance.ca.gov
- List of Insurers that Sell Difference in Conditions (DIC) Policies · insurance.ca.gov
- HPS · interactive.web.insurance.ca.gov
- Major California home insurers move to reopen for new business, including state’s largest insurer · insurance.ca.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
California homeowners insurance State Farm Allstate rate increases 2026 California Department of Insurance wildfire regulations catastrophe modeling reinsurance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
California homeowners insurance companies writing new policies alternatives 2026 Mercury Farmers AAA USAA California FAIR Plan OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |