Which Vanguard retirement fund choices have the lowest expense ratios for someone just starting out with very little savings in their employer sponsored account
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Which Vanguard retirement fund choices have the lowest expense ratios for someone just starting out with very little savings in their employer sponsored account
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Vanguard mutual fund expense ratios VTSAX VTIAX VBTLX VFIAX VTTSX 2026 official expense ratio Google ↗
Vanguard target retirement funds expense ratios 2026 official Google ↗
- Vanguard Mutual Funds List · investor.vanguard.com
- Vanguard Mutual Funds List · investor.vanguard.com
- Vanguard Target Retirement Funds · investor.vanguard.com
- Vanguard Investment Products List · investor.vanguard.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Vanguard mutual fund expense ratios VTSAX VTIAX VBTLX VFIAX VTTSX 2026 official expense ratio OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Vanguard target retirement funds expense ratios 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |