queryfanout.com
Real ChatGPT answer · index seed0QSxdmKoe1QcompleteFinance and banking · retirement accountslocal

What is the cheapest way to withdraw money from a retirement account early for medical expenses without triggering the IRS penalty?

ChatGPTgpt-62 queries10/31/2026
Simulate this querySearch the index
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the cheapest way to withdraw money from a retirement account early for medical expenses without triggering the IRS penalty?
2 real searches · 1 real-search pass
IRS early distributions medical expenses 7.5% adjusted gross income 10% additional tax IRA 401k 2026Google ↗
OBSERVED
IRS Publication 590-B medical expenses early distribution exception 72(t) qualified retirement planGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
IRS early distributions medical expenses 7.5% adjusted gross income 10% additional tax IRA 401k 2026 Google ↗
IRS Publication 590-B medical expenses early distribution exception 72(t) qualified retirement plan Google ↗
  1. Retirement topics - Exceptions to tax on early distributions · irs.gov
  2. Publication 590-B (2025), Distributions from Individual Retirement Arrangements (IRAs) · irs.gov

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS early distributions medical expenses 7.5% adjusted gross income 10% additional tax IRA 401k 2026
OBSERVED
Google ↗
AI Mode ↗		————1x
of 1
IRS Publication 590-B medical expenses early distribution exception 72(t) qualified retirement plan
OBSERVED
Google ↗
AI Mode ↗		————1x
of 1