Real ChatGPT answer · index seed0QJLKXT6efkcompleteInsurance · health insurance planscomparison

What are the true all-in costs of COBRA continuation coverage when factoring in the two percent administrative fee compared to an individual bronze plan with a health savings account?

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What are the true all-in costs of COBRA continuation coverage when factoring in the two percent administrative fee compared to an individual bronze plan with a health savings account?
3 real searches · 1 real-search pass
2026 COBRA 102 percent premium administrative fee Department of Labor continuation coverageGoogle ↗
OBSERVEDConsequence
2026 HSA contribution limits IRS Revenue Procedure 2025 high deductible health plan minimum deductible out of pocket maximumGoogle ↗
OBSERVEDReason
HealthCare.gov Bronze plans HSA eligible 2026 individual health insurance premiums tax creditsGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational33%ComparisonConsequence33%Reason33%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
2026 COBRA 102 percent premium administrative fee Department of Labor continuation coverage Google ↗
2026 HSA contribution limits IRS Revenue Procedure 2025 high deductible health plan minimum deductible out of pocket maximum Google ↗
HealthCare.gov Bronze plans HSA eligible 2026 individual health insurance premiums tax credits Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 COBRA 102 percent premium administrative fee Department of Labor continuation coverage
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
2026 HSA contribution limits IRS Revenue Procedure 2025 high deductible health plan minimum deductible out of pocket maximum
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
HealthCare.gov Bronze plans HSA eligible 2026 individual health insurance premiums tax credits
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1