Are closing costs negotiable between the buyer and the seller, and what fees am I legally required to pay?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are closing costs negotiable between the buyer and the seller, and what fees am I legally required to pay?
3 real searches · 1 real-search pass
New York State home purchase closing costs buyer seller required taxes mortgage recording tax mansion tax transfer tax official guidanceGoogle ↗
OBSERVEDReason
NYC real estate closing costs buyer seller transfer tax mortgage recording tax official NYC NYSGoogle ↗
OBSERVEDReason
CFPB closing costs negotiate seller concessions loan estimate shop for services officialGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
New York State home purchase closing costs buyer seller required taxes mortgage recording tax mansion tax transfer tax official guidance Google ↗
NYC real estate closing costs buyer seller transfer tax mortgage recording tax official NYC NYS Google ↗
CFPB closing costs negotiate seller concessions loan estimate shop for services official Google ↗
- Am I allowed to negotiate the terms and costs of my mortgage at closing? · consumerfinance.gov
- Compare and negotiate your loan offers · consumerfinance.gov
- Buying and Selling Real Estate in New York City · nycbar.org
- Mortgage Recording Tax · nyc.gov
- Assessments and property taxes for new homebuyers · tax.ny.gov
- Real estate transfer tax · tax.ny.gov
- Closing Disclosure review guide · consumerfinance.gov
- What do I do if the rate or fees are different on my Closing Disclosure than they were on my Loan Estimate? · proxy.goincop1.workers.dev
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New York State home purchase closing costs buyer seller required taxes mortgage recording tax mansion tax transfer tax official guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
NYC real estate closing costs buyer seller transfer tax mortgage recording tax official NYC NYS OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB closing costs negotiate seller concessions loan estimate shop for services official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |