Real ChatGPT answer · index seed0FZwxNsXjIAcompleteFinance and banking · checking and savings accountsinformational
Does a hard credit pull for a bank account stay on my credit report for two years and does it affect my ability to get a mortgage?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Does a hard credit pull for a bank account stay on my credit report for two years and does it affect my ability to get a mortgage?
1 real search · 1 real-search pass
hard inquiry stays on credit report two years FICO impact 12 months mortgage bank account opening credit inquiry CFPBGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
hard inquiry stays on credit report two years FICO impact 12 months mortgage bank account opening credit inquiry CFPB Google ↗
- What happens when a mortgage lender checks my credit? · consumerfinance.gov
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov