Looking for a detailed comparison of FHA versus conventional loan costs including mortgage insurance over a five-year period.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Looking for a detailed comparison of FHA versus conventional loan costs including mortgage insurance over a five-year period.
3 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
2026 FHA mortgage insurance premium annual rate 0.55% upfront 1.75% HUD mortgagee letter official Google ↗
Fannie Mae PMI cancellation 80% 78% original value official Google ↗
CFPB FHA loan conventional mortgage insurance compare costs mortgage insurance official Google ↗
- FHA loans · consumerfinance.gov
- What is mortgage insurance and how does it work? · consumerfinance.gov
- What to Know About PMI · yourhome.fanniemae.com
- What is the FHA Mortgage Insurance Premium structure for forward mortgage loans? · answers.hud.gov
- Single Family Upfront Premium, Late, and Interest Charges | HUD.gov / U.S. Department of Housing and Urban Development (HUD) · hud.gov
- FHA Mortgage Insurance (MIP): How It Works and What It Costs · wellsfargo.com
- At what point can I remove the Private Mortgage Insurance (PMI) from my loan? · helpwithmybank.gov
- Homebuyer Frequently Asked Questions · yourhome.fanniemae.com
- Termination of Conventional Mortgage Insurance · servicing-guide.fanniemae.com
- Explore interest rates · consumerfinance.gov
- Understand the different kinds of loans available · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 FHA mortgage insurance premium annual rate 0.55% upfront 1.75% HUD mortgagee letter official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae PMI cancellation 80% 78% original value official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB FHA loan conventional mortgage insurance compare costs mortgage insurance official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |