Real ChatGPT answer · index seed09yRbhxvZD4completeInsurance · Medicare planscomparison

What are the exact IRMAA thresholds for this year and do they make UnitedHealthcare Medicare Advantage plans more cost-effective than Medigap for high earners?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What are the exact IRMAA thresholds for this year and do they make UnitedHealthcare Medicare Advantage plans more cost-effective than Medigap for high earners?
2 real searches · 1 real-search pass
2026 Medicare IRMAA brackets exact income thresholds Part B Part D premiums CMS SSA 2026Google ↗
OBSERVEDConsequence
2026 Medicare IRMAA brackets single married filing jointly 2024 income thresholdsGoogle ↗
OBSERVEDShort fact

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short fact50%Other / navigationalComparisonConsequence50%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
2026 Medicare IRMAA brackets exact income thresholds Part B Part D premiums CMS SSA 2026 Google ↗
2026 Medicare IRMAA brackets single married filing jointly 2024 income thresholds Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 Medicare IRMAA brackets exact income thresholds Part B Part D premiums CMS SSA 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
2026 Medicare IRMAA brackets single married filing jointly 2024 income thresholds
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1