Real ChatGPT answer · index seed025wN49tmpYcompleteInsurance · home insuranceinformational

What is the math behind raising my home insurance deductible from one thousand to two thousand dollars and how much does that actually save on monthly premiums

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the math behind raising my home insurance deductible from one thousand to two thousand dollars and how much does that actually save on monthly premiums
2 real searches · 1 real-search pass
Indiana homeowners insurance deductible increase from $1000 to $2000 premium discount typical insurer deductible savingsGoogle ↗
OBSERVEDConsequence
homeowners insurance deductible premium discount higher deductible how to compare break even NAICGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%Consequence50%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Indiana homeowners insurance deductible increase from $1000 to $2000 premium discount typical insurer deductible savings Google ↗
homeowners insurance deductible premium discount higher deductible how to compare break even NAIC Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Indiana homeowners insurance deductible increase from $1000 to $2000 premium discount typical insurer deductible savings
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
homeowners insurance deductible premium discount higher deductible how to compare break even NAIC
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1